Regional Finance Johnson City

Federal law requires us to obtain, verify, and record information that identifies each person who opens an account with us. Your assistance in providing us with this information helps us to not only process your application quickly, but also to protect you from the danger of identity theft. Before we can complete your loan, Regional Finance will need you to provide the following documents:

• A copy of a valid, government-issued photo ID (e.g. driver's license, state ID card, or passport)
• Proof of residence (e.g. a utility bill, or a signed lease)
• Proof of income (e.g. paystubs or tax returns)

Additional documents may be needed, depending on the loan for which you qualify

Each customer's loan terms are decided on an individual basis, taking into account each customer's unique situation and needs. Loan decisions are made based on a variety of factors, including credit history, income, and availability and value of collateral (if applicable).

Yes! Take all those bills — credit cards, medical, and payday loans — and pay them off quickly and easily with a debt consolidation loan from Regional Finance. Then make just one payment a month! Unlike credit cards with changing payments and rates, you'll know your exact monthly payment and how long it will take to pay off your loan. Compared to high interest credit cards, you may even save money.

Yes, you can prequalify online. If you are prequalified, a branch team member will call you to complete the loan process.

It only takes 5 minutes to prequalify online. If you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!